Sansara Surf & Yoga Resort (June-Sept All ages, Oct-May 14+)

The seasonal-policy anomaly. Sansara sits on Panama's Pacific coast and runs a property that's family-friendly June through September (all ages welcome) and 14+ October through May — a structure that doesn't have a real peer in the index. The score (98.5, one of the highest globally) holds across both modes, which suggests the operator does the seasonal pivot well.

The resort itself is small and intentionally so: a few dozen rooms, a strong surf-and-yoga programmatic anchor, and a beach with a genuine break out front. The all-inclusive component is full board with alcohol; the surf and yoga packages are typically bundled in but worth confirming at booking.

What you're paying for: a small, well-run, well-rated AI with a real wellness program and a real surf scene — rarer in the Caribbean basin than the marketing suggests, because most "wellness" branding sits on resorts that don't actually have either. The Pacific-coast Panama location adds Bocas-style remoteness without the prop-plane transfer (drive from Panama City is doable). For the surfer or yogi traveling solo or as a couple, or the family willing to time the trip to the all-ages window, this is the right small-property pick in Central America.